Specialized Protection for Drivers in Albertville and St. Michael, MN

Auto insurance is an important part of any driver’s on and off-road experiences. This type of insurance protects against damages and injuries and keeps drivers compliant. It’s often thought of as ‘one-size-fits-all’ but is in fact individualized and unique. At Beaudry Hometown Insurance we have a comprehensive auto insurance program through which we write broad and flexible policies, and these policies are tailored to the needs of individual clients. We’re happy to develop a customized plan for you, and this plan will keep you secure against unnecessary financial losses for the right price.

Coverage customized to fit you

Auto insurance coverage usually wraps around property damage, injuries, collisions, and vehicle theft and/or damage. There are other areas of coverage for this type of insurance and each of them is important, but most coverages relate to broad and basic protection. At Beaudry Hometown Insurance we encourage all of our clients to protect themselves against all exposures, and this helps keep clients fully secure. Full security involves purchasing all-encompassing plans, to which some clients are opposed. We demonstrate the value of full protection and explain how small the costs of this protection are compared to the costs of basic plans.

We consult with clients in great depth to gain a firm understanding of the clients' potential risks and needs. Our understanding feeds our abilities to help clients make the best insurance investments. The soundness of an investment is closely related to the coverages selected for a policy, and we work closely with clients to ensure that the right coverages are selected.

The coverages from which you can choose include:

  • Liability Coverage

  • Comprehensive Coverage

  • Collision Coverage

  • Uninsured & Underinsured Motorist Coverage

  • Roadside Assistance

  • Rental Reimbursement

  • Personal Injury Protection (PIP)

  • Umbrella Insurance

The state of Minnesota has minimum auto insurance coverage requirements, and these requirements protect against small damages; they do not protect against large damages. We write auto insurance policies that exceed state requirements by significant amounts. At a minimum, we insure each policyholder for $100k per person for personal injury costs per incident and $300k total for personal injury costs per incident. Also, we insure each policyholder for at least $100k for property damage per incident.

Finding the right solution with Beaudry Hometown Insurance

Auto insurance needs often evolve over time, and for each policyholder auto insurance must evolve with these needs. New vehicle purchases, growing families, and relocations all contribute to the evolution of drivers’ needs, and at Beaudry Hometown Insurance we develop policies that keep drivers protected no matter how the drivers’ needs change.

We’ve insured drivers in East-central Minnesota for decades and we know markets in this area, so we understand how to deliver optimal solutions. We also understand how to deliver these solutions quickly and efficiently. Our knowledge, experience, and efficiency distinguish us from other insurers.

In addition to valuable products, we provide personalized, effective services. We’re available when clients need us and we ensure that each client has a dedicated agent. We also manage risk and claims. We help reduce exposures, and this contributes to keeping clients’ costs low. We advocate for clients as well, and this helps clients achieve suitable resolutions.

If you would like to learn more or speak with an agent, please contact us or call us. You can also start learning about a policy by requesting a quote.